What types of insurance plans cover cosmetic dentistry?

For this reason, dental insurance covers medically necessary dental procedures differently than it covers cosmetic dentistry procedures. While restorative dentistry is medically necessary, dental insurance companies consider cosmetic dentistry optional. Usually, insurance will cover some or all of your restorative procedures, but it won't cover elective procedures. However, many aesthetic dentists use restorative procedures, such as porcelain crowns, dental veneers, and dental implants, for restorative and cosmetic purposes.

So what makes a procedure restorative compared to a cosmetic one? Cosmetic procedures can sometimes cover up to 50% of the total cost. However, there usually has to be an established medical benefit for the procedure, in addition to the aesthetic benefit. Fortunately, many cosmetic dentistry procedures support the lasting health of your teeth. No matter who you give the coverage to, most dental insurance plans will pay a portion of the cost of preventive or medically necessary procedures.

Check-ups and cleanings, which can prevent tooth decay or gum disease, can be fully covered twice a year. Dental crowns, fillings, and other procedures that repair damaged teeth can cover 50 to 80 percent. Generally speaking, most jobs performed by a cosmetic dentist are not covered by insurance. Cosmetic dentistry is the practice in which a dentist solves dental problems that are directly related to the appearance of the teeth.

Whether you need restorative procedures or are simply interested in cosmetic procedures, you need to find a dentist who works with the end result in mind. Nowadays, many dentists without adequate aesthetic training are taking advantage of patients and the work they do is inadequate. An experienced cosmetic dentist can help you reduce the cost of your procedures, regardless of whether you use insurance or pay out of pocket.

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